MS has clarified the requirements for split tunnel configuration when used with Office/MS365 products. They have also released an onboarding tool that checks whether the VPN is correctly configured for Office365 split tunnelling.
Optimize Office 365 connectivity for remote users using VPN split tunnelling
Office 365 Network Onboarding tool POC updated with VPN testing
The last time I posted anything about this I was roundly abused and accused. If the perpetrator is of a mind to repeat such remarks - don't bother.
For everybody else, and anybody testing split tunnelling, I hope it is of assistance. It works with Teams, which is becoming more popular since Zoom blotted its copybook.