I cant tell exactly without knowing the design and how everything is connected/where your L2 vlans are configured.
But Your mx also has 192.168.20.1.
So you got 2 times that gateway in your vlan 5 now?
I think you could make mx ip maybe 192.168.20.2?
So the phones will take the isr as gateway?
It could be better to make a drawing and contact meraki support to help out