I did reboot it with the SFP inserted. The SFP is online and providing light.
I wonder if I need to set it to auto and auto, and then reboot, I'm not sure what the settings were when I rebooted it.
This MX 95 is running Current version: MX 18.211.5.2
I have MX85's running with this same type of transceiver, and the ISP made me set 1 GB full, and SFP as WAN port, and that is working fine.
I'm thinking it has to be a bug where it's trying to use 10gb on a 1gb transceiver, but I have no logs to go by. I'm going to see what support comes up with, or also try some other random transceivers.